Why I Am Frugal

May 29th, 2009 | Posted in Personal thoughts

Welcome back!

I had a friend recently ask me why I go through the effort to make frugal choices. It just doesn’t seem worth it to her, as she believes that all the money saved can’t really add up to very much (boy is she wrong). Now, this same friend has a pile of credit card debt which, unfortunately, seems as though it will only continue to grow with her current habits, but she just doesn’t see the light. I am okay with us seeing money in different ways and don’t try to force my opinions on her, but I thought that I would make a post to explain just why I am frugal.

1. Saving money and budgeting means that I have enough in my account to pay all of our fixed expenses comfortably every month.

2. Having an emergency fund makes unexpected events (ie broken washing machines) less stressful than they would be otherwise. I know I have the money put aside to deal with such a situation.

3. Saving money on things that aren’t very important to me (brand name foods versus store brand) allows me to have the money available for the items and activities that are truly important to me (travelling to another city for our family reunion).

It’s really as simple as these three points. That’s why I’m frugal!

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