Frugal Thursday - A conglomeration of ideas

Welcome back!

There are so many frugal ideas around - Some you might have thought have, some you might already do, and some might be brand new to you. I find, it’s always helpful to have a reminder or two of what we can be doing to improve our fiscal health. In that spirit, here’s array of frugal ideas that I hope you’ll find insightful.

• Don’t buy an iphone - You’re not a sheep, are you? Most cell phone companies will offer a free phone to their loyal customers, or to those who sign contracts with them. Sure the phone offered might not have all the cost-incurring extra features of the expensive iphone, but it’ll get the job done. Cheaply.

• Stop wearing make up - Mascara, foundation, eyeshadow, blush, eyeliner — it all adds up, and I bet you look better au naturale anyway.

• Walk everywhere you can - stop complaining about the price of fuel, and boost your spirits by taking a brisk walk to the post office, bank, or grocery store, instead of using your car. Both your heart and wallet will be richer.
  

• Track your finances and budget, budget, budget - You can’t know how much you save until you know how much you spend. Whether you use a pencil and paper, or an online software like mint.com, budgeting is an essential part of frugality.

• Live in small spaces - Mortgage costs or rent are most people’s biggest expense. Slash yours by living large in a small space. Added bonus: Less to clean!
  

• Enjoy the challenge of a money free weekend - Instead of a trip to the movies and night on the town, look for creative, free ways to recharge this weekend.
  

• Read Dave Ramsey’s Total Money Makeover -Dave’s plan for getting out of debt is simple, proven, and inspiring. If you’re in the hole, follow his advice and you’ll crawl out of it and into financial prosperity.

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