5 Phone Calls That Can Save You Big Money

October 28th, 2008 | Posted in Personal Finance

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During the current economic crisis we are going through it’s a good idea to see where we can save some money on our bills. It is possible to cut back on expenses by negotiating with some of our most common service providers, for example:

1) Car Insurance - Phone your car insurance agent if you: got married recently, changed your career to a more solid profession, drive less miles per month than you used to, or moved to a residence that is closer to your work. It’s also a good idea to shop around for cheaper insurance quotes and see if your current insurer will match those.

2) Home Insurance - For home owners with a current mortgage, it may be possible to raise the deductible for a lower rate or shop around for a lower quote.

3) Your Credit Card Company - If you have a credit card balance, the credit company may be willing to reduce your annual interest rate.

4) Cancel cable or subscription TV - Did you know that many network and cable shows are found on legal sites, such as Hulu.com or other station-specific sites. You can also rent TV episodes from your video store, at an overall lower cost than cable subscription.

5) Cellphone - Make sure that you actually need all the bells and whistles that the cell phone company offers you. Either downgrade or shop around for other companies that offer cheaper prices.

In the current economic environment, companies are trying to retain customers, and they might be willing to accommodate your requests for reduced fees. This could realistically save you hundreds, and even more, dollars per year.

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5 Phone Calls That Can Save You Big Money | FrugalFergie.com

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